Saturday, March 25, 2006

I'm Published!!


Well, I finally did it. As I arrived home from a business trip yesterday, following me to the door was the Fedex man delivering a box. I opened the box and there were my first actual printed copies of my book, “The Handbook of Everyday Wisdom. A user’s guide to living.”. I am now officially a published author!
I have waited a long time and worked long and hard toward this goal, and I must say that it feels great to finally get to this point.

Six years ago, my doctor told me that in about eight years, I would probably have a heart attack, and that I would probably not survive it because I was too overweight. This forced me to do several things:

1) I needed to do something drastic to try to lose weight to prolong my life as much as I could, and possibly beat the odds - at least long enough to help my daughter grow through to adulthood and to make sure she was self-sufficient.
2) I wanted to start writing and recording music again, because I wanted to leave behind a legacy of my music.
3) I wanted to write a book, and have it published.

I feel that the responsibility of a parent to a child goes far beyond simply providing food, shelter, clothing, and safety. I think that a parent has the responsibility to pass on the lessons learned and the rules of the road to their children. They should show them where all the potholes are. I realized that Megan would only be 18 by the time I was set to die, and I knew that there would be many lessons still to pass on to her by then. I wanted very much to be there for her and to help her through all those years to come. So I resolved to try to lose weight, and save myself for her sake, but also, if I was not successful, then I wanted to encapsulate all I had learned and pass it on to her so she would have the essence of my teachings and advice and guidance even though I was not there. Anytime she would have looked to me for advice on something, I wanted her to have all my thoughts and guidance there for her - close to hand. So this book was originally intended as a guide to life for my daughter Megan, in the event of my death.

Most people leave behind pictures of themselves that their family and friends might use to remember them by. I wanted to leave behind a piece of myself for her. This book is a piece of me. It contains the boiled down essense of my thoughts and feelings and lessons and observations on many topics. The first section contains the "Laws of the Universe". These are the immutable laws which affect everything in the universe, from people to planets. Then there are the lessons in life. These are based upon people. They are about how to interact with other people, how to face challenges, and how to approach many aspects of life. I spent a good amount of time taking out unnecessary words and making each lesson as concise and succinct as possible. They are reduced down to one line, if possible, to make it easier to remember. It's like a book of famous sayings, but they are my sayings. Who knows? Maybe one day they will be famous. You never know. Anything is possible.

As it turned out, I went on the Atkins diet and lost 70 lbs. Even though, I gained back about 18 of those pounds over the past 2 years, I think I am in much better shape physically than I was back then, and I doubt that I will die in 2 years now as originally predicted. But nevertheless, (and just in case), I have written this book. Megan now has her guidebook through some of the subtle aspects of life. And, it is my hope that in publishing it, others may benefit from it too.

I searched for a publisher, and tried writing letters to publishing agents, etc. but it is difficult to find a publisher if you are a first time author. Finally I found Tate Publishing. They are a Christian publishing company based in Oklahoma City, OK. They decided to publish my book even though it has nothing to do with religion or specific Christian philosophy. They will be distributing it to Christian bookstores, but also they will be selling through the regular bookstores as well. So Borders, and Chapters, and Barnes & Noble, and their websites, Amazon.com, etc. Will all carry it.

The official release date is May 30th, 2006, but they can be pre-ordered now from Tate publishing’s website. The link is here.

This is not my first time having something in print, and it's not my first time writing a book. I once wrote a book on Backgammon, which was published on a limited basis just for college bookstores. But that was so limited, that I didn't truly consider that being "published". And also, in 1992 I wrote a book called, "Implementing Decision Support Systems in Large Organizations", but for various reasons, I decided not to publish it. for one thing, by the time I finished writing it, some of the technology I was describing in detail was already obsolete and being replaced by other technology and techniques. By the time it was published, it would have been useless.
Then, I did the illustrations for a book called, "Don't Get Me Started" written by Susan Mackie-Smith. That one was published in Canada, and that is where I originally got the name for this Blog.
So I did have some other writing experiences, however, this is the first time that I have written the whole book, and had it published for the general public and available in stores and online.
This is a moment of accomplishment for me.

If you want to buy a copy, you can buy it at the link above to Tate Publishing. If you want a signed copy, email me at vals@valserrie.com and you can pay online with Paypal, and give me your name, address, etc. and I'll send you one with a little note in it for you.

Val

Money and Couples, and Earning a Living

This is a big topic. There are lots of opinions, and therefore it is good for conversation. This is my opinion.

Also, there may be some important lessons in life here for younger folks who haven't started down the path yet, so I will reveal some stuff here in the interest of trying to help the folks who really might benefit from a true picture about money and bills and debt.

In my first marriage, we had the sensible idea of NOT pooling our money and instead, we each earned our own money and kept our own accounts. We simply divided up the bills and each paid the bills that they had agreed to pay.

With this plan, there was never the problem of second guessing the other person, and trying to figure out if they are spending money indiscriminately or foolishly. One person is not taken advantage of by the other person, and so there was no cause for arguments on money. As long as each person carries their own weight, then you have all the benefits of sharing the costs without the disadvantages of monitoring a shared bank account.

Then, in my second marriage, it's a different story. Although she worked when we first married, she made about half as much as me because of the types of jobs we did. Then she quit her job altogether and I have supported the family by myself for the last 11 years.

We tried having a common bank account where both have access to it. We had that for 9 years, and it was a failure. I will avoid the temptation to complain here at the injustices of the way she spent our money, because she is not here to defend herself, but let's just say I was unhappy with this arrangement. So I changed it to where there are two accounts. Now I put my paychecks into an account that only I can access,and I pay all the bills from that account. Then every two weeks, I take a certain amount of money and put that in her account so she can draw from that to pay for groceries and gas for her car, and the other things she wants and needs.

With this method the overdrafts are not eliminated, but they are at least somewhat controlled. This is not perfect, but seems to work for us this time around.

Money is usually a problem for most couples - and most people in this society, because we are trained from birth to become professional consumers. Kids are babysat and nurtured by television, and every 5 mintes there is a solid 5 minute stream of commercials telling you what to buy, and selling you on how wonderful it would be to have their product. They are a high-volume, fast-paced collage of sounds and images and special effects that are demanding, even screaming their messages at you using every psychological trick in the book. Masters of misdirection and persuasion spend years learning the art of getting you to buy whatever they are selling. I can't even watch TV anymore because of it. It is a commercial assault that I am really irritated by. As a result, I buy very few things. Just what I need.


On the other hand, this trend encourages massive spending, which stimulates the economy and keeps us all employed and surviving. So I wouldn't necessarily move to stop the relentless TV advertising - I just don't want to participate in the hectic, pointless consumer dance, myself.

The things you own create a tax on your soul. The more 'stuff' you have, the more you have to take care of, maintain, guard, and store, and use, and control, and watch over and the more time you spend doing these things. This taxes your time, and your attention, and your emotions, and your mind. Unless you want to live the life of a stray dog, you will need SOME 'stuff', but beware the trappings of collecting too much.

Another thing I would say, is about age, since that is part of the original question/comment. When you are young and have little worldy belongings, you actually have a lot of freedoms that you don't realize until later.

For example, you can go and do just about anything you want for a living and still be able to support yourself. It is a sad, but simple fact of life that most of the vocations that people do because they have a passion for it - do not pay very well. And most of the vocations that do pay well tend to use up your energy and your life, and give little in return besides money.

For example, you might want a nice car, and a nice house, and nice furniture, and to go on the occasional holiday, and maybe have a nice little guitar collection, or a motorcycle, or a boat, or an RV, or whatever your desires are. And to get these things you have to get a college degree and either get a corporate job and work and claw your way up to the point where you make a middle-class income, or else you put some money together to invest in starting your own business, and run that hard to generate the income to get this lifestyle.

Either way, you will find that you have to work very very hard to get these things and this lifestyle. Young people are almost always shocked to find out how much stuff actually costs once you leave mom and dad's house and have to pay for everything on your own. For most of the people who live in typical homes in suburbia, the actual costs per month are well over $5,000 to carry everything.

Honestly, I hadn't done a budget in a couple of years and I was thinking that my mortgage was about 2300/month so the total bills were probably about $4,000 per month. But once I really sat down and added everything up and worked out a real detailed budget, I was amazed to find that it was well over $6,000 per month!

One fellow I worked with used to have to pay over $20,000 per month to keep the family going - but they were living high, with a very nice house and 4 cars, etc. In their case, they had tennis lessons for the kids, and club fees for the golf course and all the extra stuff.

But in our case, we don't drink or smoke, or go out to dinner that often, and even then not to fancy restaurants, we don't belong to any clubs, we don't participate in any regular activities that cost money, (going to the movies is about the extent of the entertainment budget) and my budget doesn't even include car payments. I paid off the cars over 3 years ago.

It's a nice suburban house, but nothing spectacular. So this budget is just simply what it costs to get along in a typical suburban middle-class lifestyle for a family of three. It is possible to spend a little less, of course, but this is, I think pretty typical. Others might have a lesser house than me, but they probably have car payments, and might go eat out more, or might go drinking, or out to concerts, or pay for golfing, health club fees, or whatever. I think my costs are pretty typical.

Let's do some quick math - for this typical, not extravagant, suburban lifestyle, you can expect running costs of about $6,000 per month. That is $72,000 per year. In order to pay out $72,000 per year in bills, you will have to earn a gross income of over $100,000 before taxes, correct? Yes, of course. Because federal taxes are about 30%.

And then - this doesn't cover actually saving any money for buying a house, or for retirement, or to try to start your own business, or toward any other dream you might have. Even buying furniture, etc. That is all extra.

So this means that to have the middleclass lifestyle that TV commercials and TV shows and movies all tell us is 'normal', you will need WELL over 100,000 dollars per year in income. Probably closer to $140K or $150K. But certainly the range is going to be $100K to say, $150K. Since most suburban households need this kind of income, and yet most jobs do not provide it, usually that means it takes both partners making decent professional-level incomes to make it.

Debt is what happens when you want to have this average lifestyle from the "American Lifestyle brochure", but DON'T make this kind of money to pay for it.

Forget national statistics that include the entire population because that is skewed by destitute homeless, and indian reservations, and people on welfare and young students living in dorms, or poverty-stricken areas and people, etc. Those are the exceptions - not the norm.

What I am talking about here is the real world for the actual mainstream of the population. The people who go to school when they are kids, and then grow up, get jobs, then leave their parents' homes, and move out on their own, buy their own homes, have their own children and live their lives. They buy the houses, and furnitures, and cars, and clothes, and food, and insurance, and pay medical bills. The people who are actually in the economy. The mainstream.

It costs these kinds of dollars and requires these kinds of salaries to have that mainstream life.

Of course I KNOW that there are people, some on this list, trying to make it on minimum wage, but minimum wage is, by definition, NOT the average income. Take a look around at all the cars on the road. Look at all those SUV's - it seems like 3 out of every 5 vehicles on the road are one of those and they cost an average of over $40,000 and are about $80 per tank of gas every few days. Do you think all those people driving them are earning minimum wage? No. So I'm not talking about those people earning minimum wage. I'm talking about the main body of the population. For lack of a better term - the mainstream.

If your passion is playing music and being a musician, what are the chances of making that much money doing that for a full-time living? I read last year that the average entertainer's income across all forms of actors, and musicians, etc. is $11,000 per year.

What if your passion is acting? Or racing boats? Or training horses? or running a pastry shop? or athletics? or dancing? making crafts? Sewing? Sculpture? Painting? Writing? or...? How much do you suppose these potential vocations earn?

The point I am getting to is that if you do want to try to pursue one of your dream vocations - you should probably do it when you're young - before you get caught up in the machinery of HAVING to earn a lot of money to pay for the lifestyle that you already have. Because once you're in, you're in, and there's no going back. Once you've owned your own home, it's really hard to go back to living in your parent's basement again. The lifestyle you want and eventually achieve, can also be a trap that locks you into a life of paying a never-ending stream of bills, where you may have to do many things you don't enjoy, and don't want, in order to just keep going.

Not that the typical American suburban lifestyle is bad or terrible. It's actually pretty comfortable and nice. That's why most people do it. The 'trap' of having a comfortable bed, a decent roof over your head, and a shirt on your back, and providing the same for your children, is only that you have to find a way to pay for them.

But then on the other other hand, chasing a career that doesn't provide an income that pays enough to provide a retirement, or proper healthcare, or insurance, or a dependable car, or a decent house in a low-crime area, or to provide a safe environment for your children is also a different kind of trap, and after a while may seem selfish, and irresponsible.

Another option is to marry someone who makes the vocational sacrifices to allow you to choose your dream career. You could choose to let THEM carry the bulk of the responsibility to pay the bills and provide the cars, and insurance, and healthcare, and pay all the taxes, and buy the furniture, and buy your clothes, and put food on the table each and every day without fail. And then you can write your book. Or play your instrument. Or write your poetry, run your website, do your crafts, fly your special kites, be a cartoonist, or learn to dance. You can be an actor or try being a stand-up comic. You can chase your dreams.

However, then you have to deal with the issues and realities of an unfair division of responsibilities in the household. With responsibility comes power. The one who takes all the risks and assumes the responsibilities typically is the one in control. That's the way it usually works. But how would you feel being the one who can only survive by the generosity of another? Is that who you want to be? Do you want someone else to have the power of basic survival over you? Even though you may love each other now, is it guaranteed that that will continue unchanged for your whole life? What happens when the shine wears off that apple for the spouse that is burdened with working so hard at something they don't like, in order to support you so you can selfishly chase your dreams and pursue your passion? Does this seem like a fair and equitable situation that will last forever? It it only logical and reasonable to expect that something that connot continue forever, will eventually come to an end. What happens then?

I can imagine that most fulltime musicians are probably supported by a spouse, unless they also have other jobs besides that to support themselves. There is an old joke - what do you call a musician whose girlfriend leaves him? Homeless.

All I'm really saying here is that life is all about trade-offs. Learn what they really are before you make your choices. Sorry if this sounds paternal or pedantic, but perhaps this is useful to some young folks thinking through such things. I will bear the burden of a hundred rolled eyes and impatient sighs if this little speech helps even one person.

Friday, March 17, 2006

Education By Proxy


Education by Experience
There are schools now which simply sell you a degree based on your experience. I see the ads for them coming through on email all the time. You send them your resume, and they assess your experience and then offer you a degree based on your experience in any given field. It could be at the bachelor's, master's, or even doctorate level.

That sounds criminal at first, but then, when I think a little more about it, since a degree is supposed to represent knowledge and experience and capability within an area, I suppose the experience actually represents that better than simply attending a few detached academic classes on the subject. Maybe this kind of degree is actually more representative of what the person has to offer in terms of knowledge, skills, and experience. As long as the resume is accurate, of course. Hopefully, those schools check the facts and references, etc.

Education by Proxy
Then there is the opposite case. I remember when I was going to college that there were a number of Chinese people who were "professional students". In other words, they attended college in someone else's name. A wealthy Chinese person in Hong Kong would pay a professional student to register at a college, then take all the classes, take the tests, and get the final degree in their sponsor's name and then give them the degree papers at the end. That way, there are records corroborating the academic experience and dates, and grades, etc. in the name of the wealthy sponsor in case anyone checks reference and academic background later.

I was told this was popular and even common among the children of wealthy Hong Kong families. It's not just Hong Kong, of course, but given the number of Chinese people in that city at the time, those are the ones I saw and heard about the most.

The students are paid all living expenses, and tuition, books and other school expenses, and then a reasonable salary on top of that. For those who enjoy college life, this is ideal. Ironically, since none of the degrees they earn are in their own name, they have all kinds of knowledge, but no actual degrees to prove it.

Since people would not go to that expense unless it worked, I have to assume it works. This of course, renders the whole education itself moot. If a person can get a job and then actually do the job that required a degree - without having earned the degree themself, then clearly, all it is is a piece of paper. What it represents is truly meaningless.

The irony of this second case, is that I sometimes wondered if the professional student had in turn hired another professional student. HE could do the exact same education-by-proxy that the original wealthy kid was doing. And who would know? He could be selling his student imposter services to half a dozen wealthy clients, and then outsourcing each one to another cheaper pro student, and taking a profit.

Ahh the pristine ideals of higher learning. Like everything else, it's just a business.

Saturday, March 11, 2006

What's On The Menu?

Hi, welcome. As I mention above in the header, this is a multi-topic site. Think of it as a magazine with lots of articles on different subjects. Any topic that piqued my curiosity, I researched and then wrote about.
However, now the list of topics has grown to 75 and it’s becoming more difficult to find one you might be looking for just by scrolling down, so from time to time, I will post an index here to allow you to more quickly find something that might interest you. Remember that you can click on any picture to enlarge it to see more detail.

Don’t Get Me Started – Val Serrie
75. Extended Warranty Scams
74. Is Time Travel Possible?
73. The Cure for Cancer
72. The Obsolescence of College Degrees Over Time
71. A Different Perspective on Immigration
70. Writing Music - My Albums (10 CDs)
69. My Little Recording Studio
68. The Toothpaste Lesson
67. The Legend of 1900
66. Groundhog Day
65. Education, and the Decline of American Civilization
64. My Little Guitar Collection...
63. GuitArt - The Guitar Calendar - "Flame"
62. GuitArt - The Guitar Calendar - "Thunder"
61. GuitArt - The Guitar Calendar - "Cherry Blossom"
60. GuitArt - The Guitar Calendar - "Brazil"
59. GuitArt - The Guitar Calendar - "Monterrey"
58. GuitArt - The Guitar Calendar - "Ivory and Ebony"
57. GuitArt - The Guitar Calendar - "Songbird"
56. GuitArt - The Guitar Calendar - "Little Donny"
55. GuitArt - The Guitar Calendar - "Midnight Storm"
54. GuitArt - The Guitar Calendar - "EJ Frankenstrat"
53. GuitArt - The Guitar Calendar - "Quicksilver"
52. GuitArt - The Guitar Calendar - "Lady In Red"
51. GuitArt - The Guitar Calendar - "Flash Gordon"
50. GuitArt - The Guitar Calendar - "The Jetsons"
49. GuitArt - The Guitar Calendar - "Excalibur"
48. GuitArt - The Guitar Calendar - "White Magic"
47. GuitArt - The Guitar Calendar - "Lightning"
46. GuitArt - The Guitar Calendar - "Ruby"
45. The Choreography Tree
44. A Flying Car - My Design
43. Christmas Lights - Streets on Fire
42. Truckstop Christmas in 1960
41. The Mystery of How The Pyramids Were Built
40. Naked Art
39. Overcoming Hate
38. Overcoming Terrorism
37. The Tablecloth
36. Yes... But Is It Really "Art"?
35. Dragons - Did they Actually Exist in the Past?
34. Intelligent Design - Supernatural Science?
33. The Ant and the Grasshopper - Canadian Version
32. Where Did The Bible Come From?
31. Creationism vs Intelligent Design vs Evolution + Big Bang Theory
30. Smart Children
29. Stratocasters - Mexican-made vs. American-made
28. The Nature of Magic ...
27. The Grocery Store - A Rant
26. America's Capacity For "Greatness"
25. The Space Program - America's Peak Era
24. iPOD - The Clever Marketing Guys at Apple
23. My Experience About Life and Death and Living Again
22. Thinking Skills to Allow Anyone to Solve Any Problem
21. Drive-in Theaters - An American Tradition
20. Sir Arthur Conan Doyle, Creator of Sherlock Holmes
19. William Shakespeare
18. Should a President be Qualified for the Job?
17. Picture of Val
16. Creative Music Writing Techniques
15. The Music Industry and the Quality of Music
14. Buying a Telescope
13. Should an Artist Please Themselves, or Please Their Audience?
12. Recording Studio Techniques
11. Where Do We Go From Here?
10. TENJEWBERRYMUDS
09. Happiness
08. You Might Be A Persnickety Fussbudget If…
07. The Dark Side
06. Americans in Prison
05. A Special Kind of Love
04. Artistic Authority
03. The Thief
02. Singer or Model?
01. Weather Modification

Thursday, March 09, 2006

Extended Warranty Scams


I love my car.
Let me be more precise. I absolutely LOVE my car. It is the modern version of the car I have wanted since I was a kid. I have always loved Jaguars, and the E-Type Jaguar was the sports car of choice back then. Now Jaguar has the XK8 and it is even sexier, faster, more luxurious – and much more reliable than the older ones from the 60’s and 70’s and 80’s. Mine is a 1998 XK8 convertible in platinum silver, with chrome wheels, black soft top, and tan leather interior. The dash is all real burled walnut from door to door and top to bottom. It’s just a beautiful car to own and drive and in every respect. Looks, performance, luxury, handling, quality, and reliability.

But this is not a new car. In fact, as of this year, it is now 8 years old. Even though the mileage is only 76K, still, some aging has to be expected.
When the bumper-to-bumper warranty ran out a couple years ago, I decided to buy an extended warranty to continue coverage for another 4 years and up to 118K miles. In the 4 years I’ve owned it, I haven’t had to do any repairs, really. I replaced the tires when they were worn out, and a battery, when it had reached the end of it’s life, and the dealer replaced the throttlebody under warranty recall. That’s about it.

However, last week it started having trouble starting. I thought this was probably a fuel injector problem and checked my extended warranty, made sure it was covered, called them to get authorization to get it fixed, then took it to the dealer, Millennium Motor Cars in Plano. Later that day, I got a call from the dealer and they said that the starting trouble was because an engine mount had broken, which allowed the engine to shift, which broke the mass air sensor and the boot for it. Also, they noticed that the cam gaskets were leaking oil and that would cause the ignition coils to be replaced unless I fixed that right away. Also, they said that the lower control arms were cracked open and needed replacing before that got to be an expensive repair. The total was about $3,000.

They called the extended warranty company who promptly said they do not cover ANY of those things. I was flabbergasted. I know the warranty doesn’t cover normal wear and tear items like brakes, tires, batteries, windshield wipers, etc. But it’s supposed to cover all the mechanical and electrical aspects of the car besides those. Well, I got out my policy and read the fine print. Nope, it was true. Amazingly, these things were NOT covered. I showed the policy to the dealer service manager. He read it and commented that they had been very clever and had only covered things that would probably never fail. He said, “All the things likely to fail are excluded. Like all these after-market warrantees, this is worthless to you. A complete waste of money. These are all ripoffs. In fact, if they ever somehow miraculously get stuck having to supply a part, you’ll find in the fine print that they are allowed to use used parts, so they get one from the junkyard sent over to install. You’re better off just canceling it and getting whatever money you can back for this.”

Disappointed, and feeling cheated, I told him thanks for telling me, but do not do the work on my car. I don’t want to pay $3,000 for repairs right at the moment.
So they charged me $400 anyway just to take my car back because they did the diagnosis to tell what was wrong with it, and they did do an oil change. The oil change was $100, and it was about $300 just to tell me what was wrong with it.

I then took it to my friendly local car mechanic, Brian Tyson, and Brian’s Auto Repair. He is the most honest car repair guy I’ve ever met. I’ve had him fix both my vans for years, but this was the first time I ever brought the Jag to him. He said he’s look at it, and let me know.

Brian called me later and said, “The engine mount does need to be replaced, but the mass airflow sensor is fine, and I can fix the boot with just a larger washer. And there is no oil leaks from the cam gaskets, or anywhere else, and the lower control arms are fine. He fixed the car for me and the total bill for parts and labor was $233. Less than 1/10th the $3000 the dealer wanted to steal from me.

My God, what a ripoff! The dealer AND the extended warranty company. I will never go back to that dealer again, and I will certainly cancel my useless extended warranty and get back half the $2600 I paid for it. I hate being cheated and lied to!

But this is not unusual for either dealers or extended warranty companies.

Extended warranties are almost always a bad deal. I thought I had an exception because of the high cost of maintaining a Jag. I felt that if I even had one repair in the next 4 years of coverage then it would have paid for itself. But I was fooling myself. I know better – it doesn’t work like that.

The fact is that these warranty companies would go broke if they paid out more than they brought in from premiums. So they have run the statistical probabilities of repair on the covered items, and the best, most expert actuaries they could find determined that the covered items would NOT need to be paid out, and so they offer the warranty tailored specifically to steer around the items that will fail and cover the other ones. And they word the contract to make sure they are protected.
They are working from a position of knowledge and statistical experience. You are not. You are working from a position of ignorance and hope. You are going to lose.
They have all the advantages. They know every thing you don’t. They are willing to take a bet that those things will not fail in that time. You are betting they will. They win almost every time – that’s why they are still in business. Otherwise, they would not be.

When I bought this house 2 years ago it was brand new and all the appliances were also brand new – but only warranteed for 1 year. So 1 year after I had moved in, I received notices from the manufacturer that I was supposed to now buy extended warranties on the dishwasher and the fridge, and the microwave, and the oven, and the stovetop. And it was about $100 for each item for a 1 year extension. I thought this was ridiculous. These large appliances should last 15 or 20 years – maybe longer. At this rate, in 5 years, I will have paid enough on the dishwasher to have bought another one.
Again, the extended warranty company is making a huge profit by preying upon people’s fears that it will fail, but meanwhile they charge a rate that guarantees they make enough to cover the replacement cost 3 times over. Then when they feel they are getting close to having to replace it, the refuse to renew the warranty. They only offer it when they know they will not have to pay out. That IS how insurance works, of course. That is the only way they can make a profit.

But there are exceptions. When I bought my iPOD and my daughter’s iPOD I paid the extra $65 each for the Applecare warranty. But I replaced my iPOD twice, and my daughter’s was replaced 5 times in less than 1 year. She has the 20 gig model and that seems to be a problematic model. So it’s paid off in this case – but most of the time extended warrantees are a bad idea to buy. Ever wonder why they always push the extended warranty whenever you buy ANYTHING at Best Buy or CompUSA? Because it’s the biggest profit item for them. Since they know you won’t be able to really collect on your claim, it’s pure profit for them.

Sunday, March 05, 2006

Is Time Travel Possible?

Beyond the realm of movies and fantasies, there is the real issue of the possibilities of time travel.

Can it really exist? IS it possible? Well, as odd and unreal as it may sound to you, even if it doesn't exist yet today, it is still possible that there are in fact, real actual time travelers living amongst us right now, since they may have come from a future time when time travel IS possible. To understand why this is true, we need to understand a bit about time travel itself. So let’s take a look.

I think most of us have, from time to time, fantasized about, or at least thought about time travel. Until about a century ago, the concept itself was so foreign that most people couldn’t even imagine what it meant, let alone think about actually doing it. But just about everyone is by now familiar with H.G Wells’ original 1888 story called “The Time Machine” and that was probably the first real introduction to the concept that most people had. There have been movies based on that book, but also, the concept originally introduced and developed by Wells has spawned and evolved into many, many other stories, from The Time Tunnel TV series, to Star Trek, from Mr. Peabody’s “Way-Back machine” to Hitchhiker’s Guide to the Galaxy, and, of course the popular Back To The Future trilogy.Since the 1950’s and 1960’s there have been so many books and movies, TV shows, etc. dedicated to the various aspects of time travel that it has become an important sub-genre of science-fiction, and by now we are all experts on the concepts. Well maybe not experts, but most people do understand the concepts of time travel and some of the problems involved – like the classic time paradox, for example: If you go back in time and do something that prevents your own birth, (Carl Sagan called this the "Grandfather Paradox") do you suddenly wink out of existence because you suddenly never existed? But then if you never existed, then you couldn’t have gone back to prevent your birth, so you WOULD have existed – but then if you DID exist, then you WOULD have gone back and….. and so the circular argument continues.
That, in a nutshell, is known as the classic 'time paradox', and it has to do with the recursive causality cycles caused by limitations that WE place on our understanding of how time works.
The answer to the conundrum, by the way, is that when you go back in time, you create an alternate path. So your current self, now living in the ‘past’ is unaffected by the downstream ripples of his actions, because, by definition, he has now arrived from an alternate future from the one now taking place. It’s simple really. You go back in time, you make the change, and your future self on this new timeline is never born, but your older self is still there to be reckoned with because you came from another timeline to the one you’re on now.

But, paradoxes aside, is it physically possible? In other words, is the concept of traveling in time pure fantasy? Or is it at least possible scientifically, but we simply lack the technology to perform it?

Well, according to many physicists such as Albert Einstein, and other Relativists, yes, it is theoretically possible. Einstein was the first to introduce the concept of the passage of time being relative to other things such as mass and velocity, rather than a 'fixed' aspect of measurement of existence. Essentially, time slows as you approach the speed of light and, mathematically at least, time begins to go backward if you surpass the speed of light. But there is a mathematical rule that suggests that we cannot pass the speed of light. Yet, scientists since then have discovered particles, called tachyons, that do in fact travel faster than light.
Dr. John Gribbin, a professor of physics at Cambridge University in England, has written a number of books on the subject of how physics treats time and how time is manageable by altering certain other aspects, based on its relativity. In one of his many books, "Timewarps", published in 1979, he actually describes some mathematical models for time travel, and even goes so far as to map out causes and effects in diagram form.
He describes several mathematical models used to illustrate how Time Travel would occur. Specifically, one of them is that if you approach a spinning black hole in space, and upon reaching the event horizon, you travel with the direction of spin, you will be ejected out in a future time compared to when you went in. And if you travel in the direction opposite to the direction of the spin of the black hole, then you will emerge at an earlier time than that at which you entered.
In fact, at the event horizon of a black hole, ‘space’ and ‘time’ change places, and a displacement in one effects a displacement in the other. If you simply go to the event horizon and pause and then leave, you will emerge in a different part of the galaxy or universe, since the time you spent there at the horizon was translated into a spatial displacement when you emerged. The degree of spatial displacement is relative (no pun intended) to how long you paused at the event horizon before moving away. That presents an opportunity for long distance space travel as well, if we can map out where we might end up.
Another model involves using a mass like a large asteroid or meteor, formed into the shape of a cylinder and made to spin at close to the speed of light. Then, if you go to the center of it’s length and travel with or against the direction of spin, you will travel in time backward or forward depending on direction. Again, the parameters are similar to those of approaching the event horizon of a black hole.

Obviously, there are huge technical problems involved. Not the least of which is the amount of energy required to create spinning black holes or spinning cylindrical asteroids. We would have to find these anomalies in space, rather than create them. But they may not be convenient to get to in realistic timeframes. Also, the structural stresses and strains of having a spaceship approach the event horizon of a black hole without flying to pieces or crushing beyond recognition, or stretching out like a taffy pull - are considerable. Is there another way, using technology, to do this?

Some say that we have, in fact, already done it.

The First Time Travel Experiment
The so-called Philadelphia Experiment was actually called the Rainbow Project at the time and was led by Dr. John Von Neumann. In an experiment carried out August 12, 1943 it was reported to have caused the U.S.S. Eldridge, a US Naval warship with a skeleton crew of 33 on board, to become invisible and disappear entirely from Philadelphia harbor, and suddenly re-appear on August 12, 1983,in Norfolk Virginia harbor, hundreds of miles away and 40 years in the future. It was reportedly there in that harbor for a few hours, until someone went out alone in a small boat with a special toolbox, and shut down an electromagnetic field generator on board, which then caused the ship to disappear again and reappear back in 1943 in its original position.
But when it re-appeared, many of the crew were dead or dying. Some were 'melted' into the deckplates, theoretically because the strong electromagnetic fields created by the generators disturbed the natural cohesion of the electromagnetic nuclear bonds that hold matter itself together. So when the ship’s deckplates and the sailor’s bodies all started to lose their molecular and atomic cohesion, they literally melted together, like two ice cream cones on a sidewalk in the sun.

This is a controversial subject because it is outside the normal daily experience of most people, but there are many people who were involved who swear it is true.

In WWII, the US Navy was interested in developing a way to degauss the metal hulls of American warships to prevent them from being detected by German U-boat radar. Conceptually, they were trying to create an ‘electromagnetic bottle’ around the ship, that would deflect enemy radar around the ship. They had found a way to do this using electromagnetic field generators mounted in a large garage, but it was unworkable at sea. They had to find a way to do this at sea and with keeping a full crew on board at the time. So Nikola Tesla was brought in, and he worked on the math of it, and came up with the formulas, the cycle times, and the idea of having an EM field transmitter on the ship, and then 3 other transmitters on three other ships surrounding the ships, and they would be synchronized and start rotating the field in the opposite direction from the one on the central ship. Two spinning fields, one inside the other. This is what was used, and this is what produced the reported results.

Although they only intended for the ship to become radar-invisible, the experiment had the unintended effect of making it physically invisible (completely transparent), and then removing it from the space-time continuum altogether. Electromagnetic fields are difficult to work with. Since the very nature of matter itself is held together and even formed that way into the basic elements, when you create EM fields of sufficient power, it’s difficult to predict what might happen.

There are a number of books and movies made about this now-famous experiment. Dr. Von Neumann, was reported to have died in 1958, however, I have read that he was recognized living under a different name in 1983 by author Preston Nichols buying used scientific equipment in upstate New York. The researcher suggested that he had been relocated by the witness protection program after his work on the Manhattan Project. In any case, he was an adult in 1943, and quite old in 1983, so he is most likely dead now.

So there are some who say that THAT was the first time travel experiment, even if time travel was not the intended outcome.

The Second Time Travel Experiment
There are two books written by Preston B. Nichols and Peter Moon called “The Montauk Project, Experiments in Time” and “Montauk Revisited, Adventures in Synchronicity”, that describe a six year experiment carried out from about 1977 to about 1983 in an abandoned WWII Army Air Force base on Montauk Point, Long Island, with the deliberate intention of creating a time travel capability. This was based on study and research that began after the original Rainbow Project back in the late 1940’s and continued up through the decades to the 1970’s and concluded in 1983 when the project was shut down.
This is a long story and so I will spare you the details, but suffice it to say that people who say they were there purport that time travel experiments were in fact conducted successfully during those 5 years. Some with very surprising results both from the past and from the distant future. Some stretching back to the time of Jesus Christ, and forward to the time of a science colony on Mars, and even much further forward than that even to an abandoned city in the year 6037. Also, they ran into another time traveler using another method to travel. It is an interesting story, if at times too unbelievable to repeat here.
You can still see the large radio antenna used in the experiments, if you park at the lighthouse at Montauk Point, Long Island. Years ago, there were two military teams brought in to clear the base, remove sensitive equipment, and seal the underground passages with cement. The base is supposedly abandoned now, but several years ago, video cameras were mounted on the roof of the main building for unknown reasons. There were many underground portions to the facility. To this day, park rangers do patrol there and keep visitors out. Public access to the facility is prohibited.

The Logical Point
I may go into more detail some other time about Montauk Point experiments, but for now, for argument’s sake, let’s just assume that they did NOT happen. Let’s also assume that the Philadelphia Experiment did NOT cause time travel. Let’s just assume that we do not yet have the technology to perform this feat.

Knowing that it IS scientifically possible however, how long do you suppose it will take to create the technology to catch up to the science? If it’s true that our overall knowledge doubles every 18 months, then will we know how to travel in time 18 months from now when we know twice as much as we do now? What about 3 years from now, when we know four times as much as we do today? How about 30 years from now? Imagine how much more we’ll know in 50 years. What about 100 years? Will we have mastered this technology by then?

The simple logical fact here is that no matter WHEN we develop the technology to travel in time, we will then have the ability to travel back to NOW. Whether it takes 50 years or 500 years – people from that time could still come here and could still be here with us now, because of the very nature of time travel itself.

THIS is why the statement at the top of this article is true. If it EVER becomes possible for people to perform time travel, then it is probable that they are here among us today. In fact, the only way that it would impossible is if the secret is NEVER discovered and the technology is NEVER created in all the future time of mankind. Realistically, how likely is THAT?

Why Here, Why Now?
Why would people come to this period? Well, imagine going back to, say 1920. There were few telephones, no computers, no television, radio was limited, no air conditioning. I personally think air conditioning is a very key factor. To be constantly uncomfortable for half of the year, every year, would make it very unattractive to go to that time. We take it for granted now because it's just part of the infrastructure we've become accustomed to, but to go back to a time before it, would be difficult for us now.
Also, if the goal were to bring advanced techniques or technologies back to an earlier time to profit from that, the infrastructure was simply not in place in those early days to allow that. Most time travelers would choose a time after world war II finished in 1945. The good times began after then. TV came out, air conditioning was invented and became more and more available, cars were available for most people, life became livable here for modern people.

Why wouldn’t they go back to say 2010 or later? Well, due to terrorist threats and the increasingly hostile dangerous world we live in these days, soon there will be a national database with all our identities encoded and encrypted for easy tracking of all our activities. It will soon be virtually impossible to exist in this world without being in the database and encoded. A visitor from the future could not possibly just blend in with no background info about where he came from, credit history, health history, legal history, etc. The visitor would be noticed, and branded as an illegal alien and sent out of the country, or possibly imprisoned. That would defeat the purposes for coming back to this time.

So the prime time to arrive in Earth’s history, all things considered, is probably the last 60 years or so. After air conditioning, TV and computers and after the last world war, but before the next terrorist war, and the Big Database days of having everyone’s lives visible all the time to the ‘authorities’.

How Could We Tell?
Well, since these visitors might want to use their advantage of knowledge about future technology to benefit themselves here and now, we would probably see a burst of innovation in technology and products that would be unprecedented in previous earth history. Have we seen that in the last 60 years? Would you say that we have somehow managed to invent more new technologies in the last 60 years than in any previous 60 year period preceding that?

Unquestionably.

Then there might be sightings of small spaceships for another thing. This needs to be explained.
Unlike H.G. Wells’ fantasy story about time travel, real time travel would not work that way. For example: His machine showed the passage of time in that one spot where the machine stayed through the days, weeks, seasons, years, centuries, then even millennia.
In reality, what do you suppose you would see around you if you were to suddenly zap back in time 1 single hour? The room you’re in one hour ago, with you at your desk about to read this article? No.

That's because the room you are in was not 'here' an hour ago.

You would see the black void of space filled with billions of stars. The reason is that the Earth travels at 68,000 miles per hour through space. It simply would not be in this location yet for another hour. An hour ago, it was 68,000 miles away rushing to get here, and an hour from now, it will be 68,000 miles further along on it’s trip around the sun.

So, when calculating time travel, you would want to take physical location into account. You must get out into space through a polar escape vector (to be off the ecliptic plane) then, travel back or forward in full year increments, so you’ll be arriving around the time the Earth is zooming by this neighborhood of space, then you’ll want to catch up with it and land.

To do this, you’ll need a spaceship. Nothing large, though. You won’t be traveling that long, so you don’t need years of food or anything. A small craft would do. But it would be more advanced than 20th century technology because it’s from their future. It probably can turn quickly in mid-air, so a traditional jet shape is out of the question. The pointed, one-directional fuselage, and one-way wings wouldn’t work for a craft that could suddenly face a different direction. You’d need a craft that is all wing, and not one-directional - circular, essentially, and have, not a point, but a narrow, tapered edge all the way around. Sort of saucer-shaped.

Can you think of any possible sightings of ships like this in the last 60 years following WWII? Say from 1947 on? Small, circular craft thicker in the middle, tapered to a point all around the edge? Does this ring any bells for you? Does this picture look like anything familiar to you?

So, after a little logical analysis, it seems entirely possible that there could be some people from a future time with us right now. Do you know anyone that seems a little more advanced than your other friends? Someone with more knowledge or insights than others? How much do you REALLY know about their past? Could the past they told you about simply be a convenient cover story? Could they be a traveler?

Wouldn't you love to ask them questions about the future? If so, what would you ask?

Thursday, March 02, 2006

The Cure for Cancer

First, let me say that within this article I will, in fact, describe one cure for cancer that works on most cancers, and it is simple and not expensive, but first I must explain how I came to know about it and how it was developed and tested.

Once, many years ago, I saw a TV interview with the man who had been head of fundraising for the American Cancer Society for 18 years. Then one day he had discovered some ugly facts about cancer research and quit his job on ethical grounds, and began speaking out against them on TV and radio. I saw him being interviewed on the Joyce Davidson Show.

This man said that he became suspicious when he noticed that the ACS fundraising year began in May each year, and every year in April, they always seemed to announce some significant breakthrough. In this way, they brought public awareness to Cancer research and they could say that they are close to a cure, but need that extra bit of donations to get them the rest of the way over the top to finding the cure.

But in all the decades since the American Cancer Society had been in existence, they never quite got there. This started to seem suspiciously contrived and engineered to him. It was far too predictable.

He pointed out that at that time, there were 49,000 people making a full-time living from doing cancer research, and it had grown into too large an organization, and now they couldn’t afford to actually find a cure because then all those people would be out of a job. Once a cure is found, then all the fundraising activity stops, the existing funds and grants dry up, all the research labs and organizations shut down and all the people working on the science and administrative jobs are all suddenly without work. 49,000 people was an estimate of how many people were working in that field on a full time basis 20 years ago. We have to assume that number has grown significantly since then.

If you look at the ACS today on their website, you will see that most of the focus is on fundraising. There are many places to make donations, many links and buttons, and stories and discussion about that. It's all about the money. You will also see that they have 3400 local offices in the US alone. Even if they have an average of only 10 staff for each location (some may be bigger and some smaller), that still means that there are 34,000 people just in the local administrative offices alone. Then add the people in the regional and head offices. I would imagine that number gets closer to 40,000 people just in fundraising and administrative functions. THEN you have to start looking at the researchers and scientists and lab technicians themselves. You can see there are quite probably tens of thousands of people involved in those positions.

This army of cancer workers literally cannot afford to find a cure. They cannot afford to see their entire raison d’ettre dismantled, and their livelihoods destroyed.

So they do not search for a ‘cure’, necessarily. Instead, they search for ‘treatments’.

Next, on the slightly more sinister side, this former ACS fundraiser pointed out that the ACS was run by twelve people. These same twelve people also sit on the Boards of Directors for the pharmaceutical companies that manufacture the chemotherapy drugs, and so he drew the logical conclusion that they would never allow the ACS to endorse any treatments for cancer that did not involve using the chemotherapy drugs that they manufactured. There is a tight business relationship there. This is logical, if disappointing. It is perhaps cynical to say this, but somehow, given the realities of how the world works, this really didn’t surprise me at all.

That doesn’t make these people criminals. They are still working on things that save lives and fight disease, although they are channeling their efforts and everyone else’s efforts into paths that serve their own financial interests as well. But at least some good work is getting done.

However, this man also made some accusations of strong-arm tactics used against doctors who HAD come up with cures and highly successful treatments, when they did not use the chemotherapy drugs. These included everything from threatening to have their medical licenses revoked to actual physical threats against them and their family members. And he cited specific examples. We don’t need to go into details of that here except to say that this created an environment in the US where it was not advisable to work against the interests of the ACS.

But then the story takes an upturn. As it happened, there were several young doctors fresh out of medical school that had an idea of a way to possibly cure Cancer, but they needed a place to test it that was outside the realm of control of the ACS, so ended up going to Northern Ireland and set up their experiment in an oncology hostel there.

Reportedly, this facility had a large number of people that had been through all the treatments available. Surgery, radiation, and of course, chemotherapy. The treatments were ineffective at removing the cancer, and so they were relegated to this place to die. For each of them, the average stay at this point in the process was about 3 weeks. This was the last bus stop on the line for them.

The young doctors worked with the staff there and decided to offer the treatment to half the people to keep a control group to measure results against. As it happened, about half the patients there had been through so much and had their affairs in order and were ready to die anyway. They were just waiting their turn to go. They were content to be part of the control group. But the other half of the patients wanted to try anything that might give them a chance. They were given the treatment.

The Results:
If I recall correctly from that interview, after 3 weeks, all the control group had died, as expected. But of the group that were included in the treatment, none had died. Within 3 months one had died, and 2 more within 6 months, and a couple more within a year. The rest were reportedly in full remission. For all intents and purposes, it was a cure.

The Cure:
What was the cure? Well it is simple, cheap, widely available and here it is:

1) Hydrazine Sulphate (dosage unknown)
2) 10,000 mg of vitamin C per day
3) Multiple showers per day – as many as 10 or even more depending on perspiration levels.

Here is how he explained it:
The Hydrazine Sulphate is there to counter the metastasis caused or exacerbated by the chemotherapy drugs. Then the vitamin C is the real core of the cure here. Apparently Cancer has been a problem because it has so many forms and mutations. Well, as it happens, the body’s natural immune system does have the ability to create antibodies in whatever form they need to be to fight the Cancerous cells, however, it is not always strong enough and cannot create them in sufficient quantities. This is where the vitamin C comes in. Vitamin C stimulates the body’s natural immune system. Massive doses of it puts the body's immune system into super-production, which allows it to create antibodies in far larger amounts to fight off the cancer.

This causes the toxins to come out of the body faster than the waste evacuation process allows, so it tends to come out through the pores in the skin. The body literally sweats them out.

Then the showers are taken to wash away those toxins and to prevent them from re-infecting the body back through the pores. It may take as many as 10 showers per day for some people.

The dangers with this treatment seem to be in the area of potential kidney damage. The kidneys are not intended to take this much vitamin C or this much flushing of waste and are put under duress in the process. For those already in a weakened state from all the chemotherapy, etc., it is a larger risk. Some of the patients were put on dialysis from kidney failure, but eventually recovered. In any case, that was certainly better than death from the cancer which was otherwise inevitable.

So there you have it. According to that man from the American Cancer Society, there have been many cures and successful treatments over the years that were kept quiet and swept under the rug by the ACS because it didn’t serve their interests to have them made public. This is just one of them.

On another angle, some people see conspiracy theories everywhere, so you need to look at the facts of the size of the administrative and research body of people and size of organizations doing work in cancer and decide for yourself if this makes sense. Can these tens of thousands of people afford to find a cure? And if not, how far would they go to prevent one from coming out to take away their jobs and career? And does this one cure described here seem like it might work?

Look at the facts and decide for yourself.